The big holiday season is right around the corner, and with it comes many celebrations and festivities. Temptations to overspend, such as Black Friday and Cyber Monday, are rampant, and navigating the “season of joy” without breaking the bank can be a tricky endeavor indeed. To help you save money during this time, Clayton, Paulk, & Associates are offering holiday spending tips to make sure you start off the new year financially sound.
Winter time is here again, and along with the cold weather, comes the added expense of increased energy bills, maintenance costs, and, of course, holiday shopping. Here are some savvy financial tips to get you through the Winter months.
When it comes to financial matters, unless you are a professional or a wiz with money, it can be difficult to know which choices are the right ones to secure your family’s finances for the future. Let’s face it, even the most educated and savvy money gurus make mistakes and some crisis in life are impossible to avoid. Knowing which financial mistakes to avoid can help you secure your savings and retirement, and we will discuss some of them in today’s article.
As a small business owner, you are more than aware of the importance of prospecting for new customers. It is a crucial practice to increase your sales and grow your business – not to mention make an actual profit. In this new digital age, prospecting has begun to move from the days of handshaking meet and greets to a whole new platform – social media.
We all fantasize about the ultimate American dream – early retirement. However, not many of us get to quit the rat race and lie around the beach all day sipping on frosty drinks. For many of us, retirement won’t come until we are 65…unless we take some drastic steps to shore up our finances. Inside this post, we will discuss some steps you can take to hang up the boots and retire while you are still young enough to properly enjoy it.
Cash flow is the life blood of any business – both big and small. Without proper cash flow management, you cannot perform the basic duties of a business, and your company will soon find itself in a world of trouble. To help you better manage your cash flow, here are some tips that will help not only manage, but improve the money coming into your company.
Choosing a financial power of attorney (POA) is a serious matter that should not be entered into lightly. As the saying going, with great power comes great responsibility. But what qualities make a person a good POA? What, exactly, does power of attorney mean, and what are the different types?
Keeping track of your finances can be a full-time job, but thanks to some of the financial apps in today’s post, it doesn’t have to be. We show you how to manage everything from personal budgets to investments, all from your favorite mobile device.
In a previous article, we discussed various method identity thieves use to obtain your personal information, and a few methods you can do to stop them in their tracks. In today’s post, we are going to continue our series on identity theft prevention and discuss some tips to keep your private and financial information safe and secure.
We talk a lot about financial security, especially as it relates to investing, retirement, and making smart financial decisions. With all of the talk about 401ks, IRAs, and portfolio diversity, we often overlook one of the most important factors to keeping our financial security safe for the future: preventing identity theft. In this week’s blog post, we are going to look at some methods to avoid identity theft and keep your finances intact.
If you find yourself facing a difficult life change, you may be considering approaching a lender for a home equity line of credit (HELOC) or a home equity loan. Before you approach your mortgage company, however, there are some things you should consider. In today’s financial blog post, we are going to look at some good (and bad) reasons to obtain a HELOC or equity line.
In a previous article, we discussed what a home equity line of credit (HELOC) was and the difference between a HELOC and a home equity loan. Today we are going to look at some reason that you should consider such a financial pursuit, as well as reasons that you definitely should not. We will also talk about some of the benefits of a HELOC and some of the negatives too.